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Early access Accounts enable customers to earn rewards on idle stablecoin balances regardless of whether they are held in custodial or non-custodial wallets. Customers often want to hold funds at rest in custodial wallets, but may face restrictions when using custodial wallets for functionality beyond simple stablecoin transfers. Custodians often enforce restrictions on what types of assets or smart contracts a custodial wallet can interact with, limiting access to earning rewards via lending markets, swapping, staking, and more. To enable broader access to DeFi on top of custodial wallets, accounts can be configured to contain:
  • a custodial wallet for holding balances at rest and facilitating simple stablecoin transfers
  • a non-custodial wallet that receives funds just-in-time from the custodial wallet to interact with DeFi protocols
This enables users to maintain a single concept of balance, orchestrated through different wallets under the hood to access different use cases. Get started with earning rewards on stable balances below:

Earn rewards

Earn rewards on stablecoin balances within wallets via Privy’s native yield integration.