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Privy provides secure, high-performance programmable wallet infrastructure for modern financial applications. Whether you’re building for consumers, businesses, AI agents, or treasury operations, Privy gives you secure accounts that can hold digital assets, move money globally, and power programmable financial experiences. From embedded wallets to funding, card spend, yield integrations, and policy controls, Privy provides the infrastructure to launch production-ready financial products without building wallet infrastructure from scratch. Privy combines high-level building blocks that work out of the box with low-level APIs for teams that need complete control over authentication, key management, transaction execution, and authorization.

What you can build

User wallets

Create embedded wallets that feel like modern financial accounts. Authenticate users with familiar login methods, provision non-custodial wallets, fund accounts, enable card spend, and execute transactions without exposing blockchain complexity.

Organization wallets

Build programmable wallets for businesses and teams. Create wallets owned by organizations instead of individuals, manage shared access, define approval workflows, enforce spending policies, and automate operational money movement across products and internal systems.

Treasury wallets

Manage reserves, liquidity, and capital at scale. Secure treasury assets across multiple chains, automate treasury operations, move funds between custodians and counterparties, and build programmable workflows for institutional asset management.

Agent wallets

Build AI agents that can securely hold assets and transact autonomously. Develop locally with Privy’s CLI and sandbox, then define scoped permissions and programmable policies that let agents operate safely within human-defined guardrails.

Financial infrastructure

Launch complete financial experiences with infrastructure that works out of the box, including:
  • Fiat and crypto funding
  • Stablecoin payments
  • Card issuing and spend
  • Yield integrations
  • Multi-chain transaction execution
  • Role-based access controls
  • Approval workflows and programmable policies
Or compose your own stack using Privy’s APIs and SDKs for complete control over wallet lifecycle, authorization, and transaction flows.

Engineering principles

At Privy, we believe technical decisions are moral decisions. These principles guide how we build infrastructure that developers trust with billions of dollars in digital assets.

Secure

Security is the foundation of every product built on Privy. Privy’s key management system uses distributed key sharding so Privy never has access to a user’s complete private key. Keys are only reconstituted inside secure execution environments at the moment a signature is required. Combined with configurable authorization policies, role-based controls, and regular third-party security audits, Privy enables applications to build secure financial products at scale.

Flexible

Every financial application has different requirements. Privy provides production-ready SDKs and UI components for rapid integration, while exposing low-level APIs for teams that need custom authentication flows, wallet architectures, transaction pipelines, signing infrastructure, or authorization models. Whether you need a single embedded wallet or a sophisticated multi-wallet system spanning users, businesses, and agents, Privy adapts to your architecture.

High-performance

Execution quality matters. Privy is optimized for latency-sensitive financial applications, with fast signing, parallel transaction execution, and infrastructure designed for production scale. Whether you’re powering consumer payments or high-frequency trading, Privy delivers fast, reliable transaction execution without compromising security.

Ready for production

Launch faster without sacrificing control. Privy includes everything needed to build production-ready financial experiences, including authentication, wallet provisioning, funding methods, card integrations, transaction orchestration, and customizable interfaces that can be fully white-labeled. Start with the defaults or replace individual components as your product evolves.

Built for interoperability

Financial products increasingly operate across multiple chains, assets, and ecosystems. Privy provides a consistent platform for managing digital assets across Tempo, Ethereum, Solana, Bitcoin, and a growing set of blockchain ecosystems. By abstracting away chain-specific complexity, Privy lets developers build interoperable financial products while maintaining a unified developer experience. images/Customization.png