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A payout completes in two steps: an on-chain transfer from the wallet, then fiat settlement at the provider. Both appear in the action’s steps array, so a confirmed on-chain step alongside a pending external step means the crypto has been sent and the bank transfer is still in flight. Read the current state with GET /v1/wallets/{wallet_id}/actions/{action_id}, or subscribe to wallet action webhooks: Payload fields include provider, environment, source_asset, source_chain, source_amount, destination_fiat_account_id, destination_currency, and destination_payment_rail, alongside the standard wallet action fields, plus failure_reason on the terminal failure events.

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Wallet action webhooks

Track payouts and other wallet actions in real time

Bank deposits

Fund a wallet with fiat through a dedicated bank account