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Funding moves money into and out of a Privy account: deposits to add funds and payouts to disburse them. Each flow is built on Privy wallets and delivered as a UI component or API, so your app can move money at scale without operating payments infrastructure of its own. Funding

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Deposits

Deposits bring funds into an account, from fiat or from crypto the user already holds. Configure card and bank methods in the Privy Dashboard. The configuration guide covers setup.
  • Unified funding: present every deposit method in a single modal, depositing funds into the user’s account.
  • Card onramps: users purchase crypto with fiat by card, Apple Pay, or Google Pay.
  • Bank deposits: users fund their account by sending a bank transfer to the onramp provider.
  • Crypto deposit addresses: users deposit any asset on any chain to a unique address, which bridges, swaps, and deposits stablecoins to the user’s account.

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Payouts

Payouts send funds from an account to the user or a third party, either onchain to any address or offchain to a bank account as fiat.
  • Crypto transfers: send native tokens or stablecoins to any address, with bridging across chains and stablecoin conversion handled by Privy.
  • Fiat offramps: convert crypto to fiat and settle to a bank account through an offramp provider.