The pay with card funding option enables users to purchase assets with a debit card, including with browser payment rails like Apple Pay and Google Pay. This is particularly useful for users that may not hold crypto outside of your application and are purchasing crypto for the first time.

Privy facilitates card purchases through onramp providers like MoonPay or Coinbase Onramp embedded within your app. Privy will default to the best provider for your user’s payment method, location, and asset; if purchases fail with one provider, users will be given the option to select another.

Please note that these purchases are not immediate, and depending on the payment method selected by your users, it may take a few days for funds to arrive in your user’s wallet. Generally, paying with debit card over credit card has the highest approval rates for cryptocurrency purchases. Debit cards can be used with Apple and Google Pay.

With MoonPay and Coinbase Onramp, users can purchase a variety of assets across different EVM networks and Solana. Please view MoonPay’s and Coinbase’s list of supported assets for more information.

Please refer to our recipe for a step-by-step guide on how to enable card funding in your app.

Due to known issues with Coinbase’s native on-ramp configuration, Apple Pay may not always be surfaced after selecting “Confirm and Purchase” through the Coinbase on-ramp for Pay with Card. Please contact Coinbase for further assistance.