> ## Documentation Index
> Fetch the complete documentation index at: https://docs.privy.io/llms.txt
> Use this file to discover all available pages before exploring further.

# Payments

> Move money into and out of Privy accounts with payins and payouts

Payments move money into and out of a Privy account: **payins** to add funds and **payouts** to disburse them. Each flow is built on Privy wallets and delivered as a UI component or API, so your app can move money at scale without operating payments infrastructure of its own.

<img src="https://mintcdn.com/privy-c2af3412/JlWvohP9QFqaEFSm/images/payment-overview.png?fit=max&auto=format&n=JlWvohP9QFqaEFSm&q=85&s=4764edd22599980c80cd504fb0dbbd8f" alt="Payments" width="3686" height="2633" data-path="images/payment-overview.png" />

## Payins

Payins bring funds into an account, from fiat or from crypto the user already holds. Configure and enable each method in the [Privy Dashboard](https://dashboard.privy.io/apps?page=funding); the [configuration guide](/wallets/funding/configuration) covers setup.

* **[Unified funding](/wallets/funding/add-funds):** present every payin method in a single modal, depositing funds into the user's account.
* **[Card onramps](/wallets/funding/fiat-onramp):** users purchase crypto with fiat by card, Apple Pay, or Google Pay.
* **[Bank deposits](/wallets/funding/bank-deposits):** users fund their account by sending a bank transfer to the onramp provider.
* **[Crypto deposit addresses](/wallets/funding/crypto-deposit-addresses):** users deposit any asset on any chain to a unique address, which bridges, swaps, and deposits stablecoins to the user's account.

## Payouts

Payouts send funds from an account to the user or a third party, either onchain to any address or offchain to a bank account as fiat.

* **[Crypto transfers](/wallets/actions/transfer/overview):** send native tokens or stablecoins to any address, with [bridging](/wallets/actions/transfer/bridging) across chains and stablecoin conversion handled by Privy.
* **[Fiat offramps](/financial-flows/transfers/fiat-offramp):** convert crypto to fiat and settle to a bank account through an offramp provider.
