> ## Documentation Index
> Fetch the complete documentation index at: https://docs.privy.io/llms.txt
> Use this file to discover all available pages before exploring further.

# Cards

> Issue debit cards that spend stablecoins directly from a Privy account

Cards enable consumers and businesses to spend stablecoins directly from a Privy account at any merchant that accepts Visa. Your app issues virtual or physical debit cards backed by a non-custodial or custodial wallet, so users spend their onchain balance without manually offramping first.

<img src="https://mintcdn.com/privy-c2af3412/7cXr-D-UUALqEUgn/images/card-overview.png?fit=max&auto=format&n=7cXr-D-UUALqEUgn&q=85&s=3a5c20064f075e3d27e226e4839d76f4" alt="Cards" width="3686" height="2633" data-path="images/card-overview.png" />

Card issuing is powered by [Bridge](https://bridge.xyz) and [Stripe Issuing](https://docs.stripe.com/issuing/bridge-stablecoin-cards). Bridge manages customer identity, KYC, onchain fund movement, and statements. Stripe Issuing creates the card and handles authorization, spend controls, and webhooks.

## How it works

Cards spend just-in-time from the account's stablecoin balance; funds are never preloaded onto the card. Each purchase pulls stablecoins from the account onchain at the moment of authorization.

## Spend from vault balances

Balances backing a card don't have to sit idle. Users can deposit their stablecoins in [Earn](/wallets/actions/earn/overview) vaults, where they accrue yield, and withdraw just-in-time to fund card spend. A single balance both grows and stays spendable, so users earn on their stablecoins right up until they use the card.

## Get started

Cards are available through a guided Privy and Bridge onboarding. Reach out to [sales@privy.io](mailto:sales@privy.io) to get started.

<Card title="Integration guide" icon="credit-card" href="/financial-flows/cards/integration-guide" arrow>
  Issue cards with Bridge and Stripe Issuing: customer creation, token approvals, and transaction
  webhooks.
</Card>