> ## Documentation Index > Fetch the complete documentation index at: https://docs.privy.io/llms.txt > Use this file to discover all available pages before exploring further. # Create fiat account > Sets up external bank account object for the user through the configured default provider. Requires the user to already be KYC'ed. ## OpenAPI ````yaml post /v1/users/{user_id}/fiat/accounts openapi: 3.1.0 info: version: 0.0.1 title: Privy API description: >- REST API for Privy's wallet infrastructure — provision and manage wallets across EVM, Solana, and Bitcoin, authenticate users, sign transactions, and configure programmable policies and authorization intents. contact: name: Privy url: https://www.privy.io/ email: support@privy.io servers: - url: https://api.privy.io security: [] tags: - name: Accounts description: Operations related to asset accounts - name: Aggregations description: Operations related to aggregations for tracking and measuring metrics - name: Apps description: Operations related to app settings and allowlist management - name: Client Auth description: OAuth token exchange and device authorization operations - name: Condition Sets description: Operations related to condition sets - name: Embedded wallets description: Operations related to embedded wallet creation and authentication - name: Fiat description: Operations related to fiat onramping and offramping - name: Intents description: Operations related to authorization intents for wallet actions - name: Key quorums description: Operations related to key quorums - name: Kraken Embed description: >- Operations for Kraken Embed integration, including quotes, trades, user management, and portfolio operations - name: OAuth description: >- OAuth 2.0 endpoints including Device Authorization Grant (RFC 8628) for CLI and limited-input device login flows - name: Organizations description: Operations related to organization secret management - name: Policies description: Operations related to policies - name: Shared description: Common schemas shared across resources - name: Swaps description: Operations for swapping tokens within wallets - name: Transactions description: Operations related to transactions - name: User signers description: Operations related to user signers - name: Users description: Operations related to users - name: Wallet Actions description: Operations related to wallet actions - name: Wallets description: Operations related to wallets - name: Webhooks description: >- Webhook events that Privy sends to your configured endpoint when specific actions occur in your app - name: Yield description: >- Operations for depositing and withdrawing funds from ERC-4626 yield vaults (Morpho, Aave) paths: /v1/users/{user_id}/fiat/accounts: post: tags: - Fiat summary: Create a fiat account description: >- Sets up external bank account object for the user through the configured default provider. Requires the user to already be KYC'ed. operationId: createFiatAccount parameters: - schema: type: string description: The ID of the user to create the fiat account for required: true name: user_id in: path - schema: type: string description: ID of your Privy app. required: true name: privy-app-id in: header requestBody: required: true content: application/json: schema: type: object properties: provider: $ref: '#/components/schemas/OnrampProvider' account_owner_name: type: string minLength: 3 maxLength: 256 bank_name: type: string minLength: 3 maxLength: 256 currency: $ref: '#/components/schemas/FiatCurrency' iban: type: object properties: account_number: type: string minLength: 1 bic: type: string minLength: 1 country: type: string minLength: 3 maxLength: 3 required: - account_number - bic - country account: type: object properties: account_number: type: string minLength: 1 routing_number: type: string minLength: 9 maxLength: 9 checking_or_savings: type: string enum: - checking - savings required: - account_number - routing_number swift: type: object properties: address: type: object properties: street_line_1: type: string minLength: 1 street_line_2: type: string minLength: 1 city: type: string minLength: 1 postal_code: type: string minLength: 1 country: type: string minLength: 3 maxLength: 3 state: type: string minLength: 1 maxLength: 3 required: - street_line_1 - city - country category: type: string enum: - client - parent_company - subsidiary - supplier purpose_of_funds: type: array items: type: string enum: - intra_group_transfer - invoice_for_goods_and_services minItems: 1 short_business_description: type: string minLength: 1 account: type: object properties: account_number: type: string minLength: 1 bic: type: string minLength: 1 country: type: string minLength: 3 maxLength: 3 required: - account_number - bic - country required: - address - category - purpose_of_funds - short_business_description - account address: type: object properties: street_line_1: type: string minLength: 1 street_line_2: type: string minLength: 1 city: type: string minLength: 1 postal_code: type: string minLength: 1 country: type: string minLength: 3 maxLength: 3 state: type: string minLength: 1 maxLength: 3 required: - street_line_1 - city - country first_name: type: string minLength: 1 maxLength: 1024 last_name: type: string minLength: 1 maxLength: 1024 required: - provider - account_owner_name - currency example: provider: bridge-sandbox account_owner_name: John Doe currency: usd bank_name: Chase account: account_number: '1234567899' routing_number: '121212121' checking_or_savings: checking address: street_line_1: 123 Washington St street_line_2: Apt 2F city: New York state: NY postal_code: '10001' country: USA first_name: John last_name: Doe example: provider: bridge-sandbox account_owner_name: John Doe currency: usd bank_name: Chase account: account_number: '1234567899' routing_number: '121212121' checking_or_savings: checking address: street_line_1: 123 Washington St street_line_2: Apt 2F city: New York state: NY postal_code: '10001' country: USA first_name: John last_name: Doe responses: '200': description: Created fiat account details content: application/json: schema: type: object properties: id: type: string bank_name: type: string currency: type: string account_type: type: string last_4: type: string required: - id - currency - account_type example: id: a068d2dd-743a-4011-9b62-8ad33cc7a7be bank_name: Chase currency: usd account_type: us last_4: '7899' security: - appSecretAuth: [] components: schemas: OnrampProvider: type: string enum: - bridge - bridge-sandbox description: Valid set of onramp providers title: OnrampProvider example: bridge x-stainless-model: client_auth.onramp_provider FiatCurrency: type: string enum: - usd - eur description: Supported fiat currencies. title: FiatCurrency x-stainless-model: fiat.fiat_currency securitySchemes: appSecretAuth: type: http scheme: basic description: >- Basic Auth header with your app ID as the username and your app secret as the password. ````